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Bernard Francis Saul (January 16, 1872 - February 1, 1931) was the founder Washington D.C.'s first mortgage bank, the B. F. Saul Company. ==Biography== Bernard Francis Saul was born in 1872. His father, John Hennessy Saul, was a horticulturist and landscape architect, born in County Cork, Ireland and emigrating to the United States in 1851 to take over planning and development of the National Mall in Washington D.C.〔(Junior Achievement of Washington D.C.: Washington Business Hall of Fame > History > Past Laureates > 1989 > B. F. Saul ) retrieved August 3, 2013〕〔(Chevy Chase Trust website: "Chevy Chase Trust Company and Its Heritage – Part 3: The Growth of American Security and Trust" ) retrieved August 3, 2013〕 His mother, Rosina Mary Lawley, was born in Bath, Somerset, England〔(Tree Culture or a Sketch of Nurseries in the District of Colombia by John Saul ) Columbia Historical Society Records, Volume 10 (Washington, D.C.) - April 9, 1906〕 and his parents had married in a Catholic ceremony in Bath in 1850.〔〔(【引用サイトリンク】title=Lawleys of Bath Tree )〕 In 1890, he took a job as a clerk with the National Bank of the Republic. In 1891, he handled the sale of his father's botanical nurseries, taking accepting promissory notes from buyers which he resold to the public and in doing so, he formed Washington D.C.'s first significant mortgage bank, the B. F. Saul Company.〔 In 1899, Saul founded a retail bank, the Home Savings Bank, which provided financing to several of Washington D.C.'s prominent businessmen including Malcolm Gibbs, the founder of Peoples Drug, and real estate developer Harry Wardman. In 1919, he merged Home Savings Bank and its commercial banking capabilities, with the trust operations of American Security & Trust, whose president, Charles J. Bell (and cousin of Alexander Graham Bell), was a close personal friend.〔 As payment, Saul received a large block of American Security and Trust stock and became Chairman of its executive committee.〔 Being a minority owner in American Security & Trust, Saul then focused his attention on his mortgage bank, the B.F. Saul Company, expanding its operations into property management, leasing, development, and insurance. This diversification soon proved beneficial and is the primary reason his bank survived the Stock market crash of 1929 and the Great Depression〔 becoming, at the time, the largest financial services company in Washington D.C.〔〔(B.F. Saul website: "A Brief History of the Company" ) retrieved August 3, 2013〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Bernard Francis Saul」の詳細全文を読む スポンサード リンク
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